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    Banc Transactions, Inc. is a direct Visa® and MasterCard® credit card processor. We serve the payment needs for merchants and merchant associations. More

    Banc Transactions, Inc. serves independent sales organizations. Our extensive knowledge, competitive pricing and cutting edge products equal more sales and higher margins for your sales office. More

    Bankers know customers will do business with the financial institutions that can deliver the products they need. More

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    In today's economy, obtaining a small business loan can be a slow and difficult process.

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    RSS Financial News

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      To hear Jensen Huang tell it, Nvidia — and artificial intelligence (AI) in general — is just getting started. The CEO of the most valuable company in the world didn’t rest his laurels on a 94% year-over-year revenue growth number for Q3 and faced up to several questions about the future of his company as […]
    • Report: Elon Musk’s xAI Raises $5 Billion and Doubles Valuation
      Elon Musk’s artificial intelligence (AI) startup xAI reportedly raised $5 billion in a funding round, valuing the company at $50 billion. The new financing brings the total amount raised by xAI this year to $11 billion, the Wall Street Journal (WSJ) reported Wednesday (Nov. 20). The funding round also more than doubled xAI’s valuation, which was gauged […]
    • Report: Nubank Considers Moving Legal Base to UK
      Nubank — the digital challenger bank that recently became the most valuable bank in Latin America — reportedly is considering moving its legal base to the United Kingdom. The bank’s holding company, Nu Holdings, has been working with the British government to make the move, Bloomberg reported Wednesday (Nov. 20), citing unnamed sources. The holding […]
    • Discord Grows a Central Hub of Social Gaming and Community Engagement
      Initially designed to fill a need for multiplayer gamers to interact, the communications platform Discord has grown into a vital hub for gamers, developers and creators alike. Launched in 2015, Discord has redefined social gaming by offering a platform that goes beyond simple communication. “Back in 2015, our co-founders Jason Citron (CEO) and Stan Vishnevskiy […]
    • Microsoft Ramps Up Automation in the Workplace With ‘Copilot Actions’
      Microsoft is doubling down on workplace automation, unveiling new artificial intelligence (AI) features that let its corporate customers create customized digital workers for routine office tasks.  The company announced Tuesday (Nov. 19) during its annual Ignite developer conference that its Microsoft 365 Copilot will include “Copilot Actions,â€� allowing users to create automated workflows for routine […]

    RSS News

    • Cumulative Covid EIDL Chargeoffs Now Exceed $70 Billion
      The latest data from the SBA is in. It charged off $18.7B in Covid EIDL loans in FY 2024. That was down from $52B charged-off in FY 2023. The program still has an unpaid principal balance of $277B. PPP loans were still being written off in FY 2024 as well, coming in $2.5B charged-off vs […]
    • Neuromancer and the Origin of Bitcoin
      Is there a deeper secret message hidden in the origin story of Bitcoin? I personally discovered an uncanny relationship between the plot of Neuromancer, a famous 1984 novel authored by William Gibson, and Bitcoin that’s actually gaining traction on social media. Jack Dorsey = Satoshi Nakamoto pic.twitter.com/vYYuZkxLdE — Seán Murray (@financeguy74) November 17, 2024 Some […]
    • Shopify Capital Originates $837M in Business Loans & MCAs in Q3
      Shopify Capital originated $837 million in business loans and merchant cash advances in Q3, putting the grand total at $2.1B for the first 3 quarters. During the earnings call, Shopify said that loss ratios remained within the consistent range. Compared to some of their competitors in the online space, Shopify Capital ranks third: Q3 originations: […]
    • Taycor Financial to Become the Vendor Division of North Mill Equipment Finance
      NOVEMBER 8, 2024, NORWALK, CT – North Mill Equipment Finance, LLC (“NMEFâ€�), a leading commercial equipment lessor located in Norwalk, Connecticut, announced today the acquisition of 100% of the stock of TF Group, Inc., (“Taycor Financialâ€�), a preeminent, technology-driven finance provider in El Segundo, California. Taycor Financial will continue to operate as an independent division […]
    • Undercover Agents Working for Federal Regulators Posed as Merchants, Inquired About Business Loans
      If you want to get a sense of what CFPB oversight of small business financing is going to look like when it goes into effect in 2025, then consider the federal regulator just revealed that it hired undercover agents last year to pose as business owners, had them inquire about business loans, and recorded it […]